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Life Insurance Online Articles

Life Insurance Online recommends the following articles which we hope you find of interest.

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Life Insurance Articles

Unexpected Illness & Injury: Navigating Financial Security for Your Family
Unexpected Illness & Injury: Navigating Financial Security for Your Family
Life is an unpredictable journey filled with twists and turns that can challenge even the most prepared among us. Sudden illnesses and unexpected injuries are just some of the uncertainties that can disrupt the harmony of family life. The emotional turmoil brought on by these circumstances is often compounded by the financial strain they can cause. It's during these trying times that the true value of peace of mind becomes clear. - read more
Understanding Life Insurance Needs: A Guide for Australian Families
Understanding Life Insurance Needs: A Guide for Australian Families
Life insurance is a financial product designed to provide peace of mind by offering a safety net for your loved ones in the event of your passing. The primary purpose of life insurance is to ensure that your family is financially protected, allowing them to maintain their standard of living even without your income. - read more
How Life Insurance and Estate Planning Work Together for Your Benefit
How Life Insurance and Estate Planning Work Together for Your Benefit
For many Australian families, the concept of estate planning might evoke imagery of vast wealth and complex legal documents, reserved for the very affluent. However, this misconception overshadows the universal importance of having an estate plan, which at its core, is about ensuring your loved ones are cared for and your wishes are honored upon your passing—even if you don't consider yourself wealthy. - read more
Life Insurance for Young Adults: Why It’s Never Too Early to Get Covered
Life Insurance for Young Adults: Why It’s Never Too Early to Get Covered
Life insurance might not be at the forefront of your mind, especially when you're young and healthy. However, understanding the essence of life insurance early on can significantly impact your financial future and provide much-needed peace of mind. - read more
Life Insurance Essentials: Protecting Your Growing Aussie Family
Life Insurance Essentials: Protecting Your Growing Aussie Family
Life insurance remains one of the most crucial considerations for new parents aspiring to provide a secure future for their growing families. The arrival of a child marks a transformative moment, redefining priorities and responsibilities. At its core, life insurance is a safety net, designed to offer financial protection and stability to loved ones in the event of an unforeseen tragedy. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

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Insurance News

Victoria’s Strata Commission Debate Moves Into a New Phase
Victoria’s Strata Commission Debate Moves Into a New Phase
21 Jun 2026: Paige Estritori
Victoria’s strata reform agenda has taken another important turn, with consumer advocates continuing to push for a ban on insurance-related commissions paid to owners corporation managers after the state government chose to defer immediate action on the issue. - read more
Insurance Code Rewrite Could Lift Standards for Tradies
Insurance Code Rewrite Could Lift Standards for Tradies
21 Jun 2026: Paige Estritori
Australian tradies could soon see an important shift in how general insurers are expected to communicate, manage claims and resolve disputes, with the industry’s General Insurance Code of Practice moving closer to a major rewrite. - read more
ASIC Warning Highlights Ongoing Delays in Super Death Benefit Claims
ASIC Warning Highlights Ongoing Delays in Super Death Benefit Claims
21 Jun 2026: Paige Estritori
ASIC’s latest warning to superannuation trustees is a timely reminder that life insurance is only as valuable as the claims process behind it. The regulator’s June 2026 progress review found that while many trustees have improved how they manage death benefit claims, some are still moving too slowly on basic service standards for grieving families. - read more
Rural Insurance Costs Face Fresh Scrutiny in Queensland
Rural Insurance Costs Face Fresh Scrutiny in Queensland
21 Jun 2026: Paige Estritori
Insurance affordability in south-west Queensland has moved from local frustration to a national competition issue, after Maranoa MP David Littleproud lodged a formal complaint with the Australian Competition and Consumer Commission over sharp premium increases across the region. - read more
Why Policy Exclusions Matter Before a Claim
Why Policy Exclusions Matter Before a Claim
21 Jun 2026: Paige Estritori
A recent Victorian Supreme Court decision is a timely reminder that having property or business interruption cover does not automatically mean every costly disruption will be insured. The case involved a glass reprocessing business whose site was taken over by Victoria’s environmental regulator in early 2020 after concerns about fire hazards, contamination and risks to public health and the environment. - read more

Knowledgebase
Subrogation:
An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party.