Life Insurance Online :: News
SHARE

Share this news item!

Top Crash Trends: Insights from AAMI Data

Top Crash Trends: Insights from AAMI Data

Top Crash Trends: Insights from AAMI Data?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Male drivers lead in the unfortunate statistics, being responsible for 54% of vehicle accidents according to an extensive analysis of 4.3 million claims in the AAMI Decade of Driving Report.

The Suncorp-owned insurer's study, covering a period from 2014 to the previous year, unveils some startling insights. Surprisingly, drivers aged 65 and above emerge as the primary offenders in crashes, making up 26% of total incidents, the most by any age group.

When it comes to timing, Fridays tops the list, making it the most accident-prone day, accounting for 16% of weekly crashes. In contrast, weekends are relatively safer. The dangerous hours fall between 1pm and 4pm, highlighting a critical window for caution.

Crash types also exhibit notable patterns. The infamous "nose-to-tail" collisions dominate, responsible for 26% of significant accidents. Following closely are situations where drivers fail to give way, accounting for 19%, and incidents involving parked cars at 17%.

Geographically, Plenty Road in Bundoora, a northeast suburb of Melbourne, is infamously notable for vehicular mishaps, making it Australia's modt notorious road in terms of crash frequency.

Leah James, AAMI’s motor claims manager, pointed out, “The top crash spots in each state and territory are notoriously known for accidents. They are mostly busy roads or key thoroughfares crossing industrial areas, educational hubs, shopping districts, or central business districts."

“In all states, except Tasmania, the leading hotspot has retained its hazardous reputation for more than half of the past decade,” she adds.

The study’s primary goal, according to James, is to elevate awareness and educate Australians on safe driving practices by identifying the most common times, places, and causes of crashes. “While we've seen myriad changes and technological advancements in vehicle design since the start of our Crash Index in 1994, the Decade of Driving Report unfortunately shows that our driving behaviors have not evolved significantly,” James concludes.

The data underscores the importance of continuous education and adaptation to modern-day driving challenges, amplifying the necessity for vigilance even with advanced vehicle technologies. By addressing the highlighted hotspots and times, drivers can potentially mitigate risks and enhance road safety.

For the complete findings, more details are available in the AAMI's decade-spanning investigation published in their Decade of Driving Report.

Published:Tuesday, 24th Sep 2024
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Rate this article

0 Comments

No comments yet. Be the first to share your thoughts.

Insurance News

What a Major Quad Bike Fine Means for Farm Risk
What a Major Quad Bike Fine Means for Farm Risk
03 Jul 2026: Paige Estritori
A recent quad bike fatality case in New South Wales has put farm safety, workplace liability and risk management back under close attention. ABC Rural reported on 2 July 2026 that Wumbulgal Agriculture Pty Ltd was fined $555,000 after an 82-year-old worker died in a quad bike accident at Yenda in the Riverina in February 2023. The company was found to have breached work health and safety obligations. - read more
What DVA’s 2027 Allied Health Changes Mean for Provider Risk
What DVA’s 2027 Allied Health Changes Mean for Provider Risk
03 Jul 2026: Paige Estritori
The Department of Veterans’ Affairs has confirmed a significant change to the way allied health care for eligible veterans will be funded from 1 July 2027. The reform combines higher provider fees with the removal of the current treatment cycle and the introduction of a $5,000 annual allied health expenditure threshold for review of clinical effectiveness. - read more
Draft Insurance Code Puts Claims Standards Back in Focus
Draft Insurance Code Puts Claims Standards Back in Focus
03 Jul 2026: Paige Estritori
The Insurance Council of Australia has opened public consultation on a redrafted General Insurance Code of Practice, with feedback invited from 24 June 2026 until 21 July 2026. For fitness professionals, this is more than an insurance-sector process. It is a timely reminder that the value of a policy is tested not only by the premium, but by what happens when a claim, complaint or vulnerable customer situation arises. - read more
APRA’s Cyber Data Shift: What Consultants Should Watch
APRA’s Cyber Data Shift: What Consultants Should Watch
03 Jul 2026: Paige Estritori
APRA’s latest move on insurance data may sound technical, but it has practical implications for Australian consultants reviewing their risk programmes. The regulator has confirmed it will separately publish cyber insurance and management liability data within the National Claims and Policies Database, rather than leaving those lines blended into broader liability categories. - read more
Why Crane and Rigging Risks Are Testing Construction Insurance Programmes
Why Crane and Rigging Risks Are Testing Construction Insurance Programmes
03 Jul 2026: Paige Estritori
A new crane and rigging insurance facility in Australia has put a spotlight on a practical problem that many high-risk contractors already understand: when one job is insured across several policies, a loss can become a dispute about which insurer should respond. - read more


Life Insurance Articles

The Single Parent’s Guide to Securing Your Child’s Financial Future
The Single Parent’s Guide to Securing Your Child’s Financial Future
Single parenting brings with it a mosaic of responsibilities and challenges, not least of which is securing a stable financial future for your child. The rollercoaster of raising a child alone often means that planning for the future can take a back seat to the day-to-day demands of parenting. Unexpected illnesses and injuries can compound these challenges, causing stress to multiply and plans to go awry. - read more
Life Insurance for Young Adults: Why It’s Never Too Early to Get Covered
Life Insurance for Young Adults: Why It’s Never Too Early to Get Covered
Life insurance might not be at the forefront of your mind, especially when you're young and healthy. However, understanding the essence of life insurance early on can significantly impact your financial future and provide much-needed peace of mind. - read more
Life Insurance for Entrepreneurs: Protecting Your Business and Family
Life Insurance for Entrepreneurs: Protecting Your Business and Family
Life insurance is a financial product designed to provide a safety net for your loved ones and business in the event of your passing. At its core, life insurance aims to deliver financial protection by paying out a lump sum or ongoing payments to a designated beneficiary upon the insured's death. - read more
Why Life Insurance Should Be a Priority for Every Married Couple
Why Life Insurance Should Be a Priority for Every Married Couple
When it comes to financial planning, life insurance often takes a backseat. Many married couples in Australia overlook its importance, thinking that it's not immediately necessary or that they can simply put it off for later. However, life insurance should be regarded as a cornerstone of a solid financial strategy. - read more
Life Insurance Audit: Regular Check-Ups for Your Policy's Health
Life Insurance Audit: Regular Check-Ups for Your Policy's Health
Life insurance serves as a crucial safety net, guarding your loved ones against the unforeseen. Just as you would take care of your health through regular check-ups, it is equally important to ensure that your life insurance policy remains in sound condition to provide the necessary protection. - read more

Knowledgebase
Policyholder:
The individual or entity who owns the insurance policy.