Life Insurance Online :: News
SHARE

Share this news item!

Top Crash Trends: Insights from AAMI Data

Top Crash Trends: Insights from AAMI Data

Top Crash Trends: Insights from AAMI Data?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Male drivers lead in the unfortunate statistics, being responsible for 54% of vehicle accidents according to an extensive analysis of 4.3 million claims in the AAMI Decade of Driving Report.

The Suncorp-owned insurer's study, covering a period from 2014 to the previous year, unveils some startling insights. Surprisingly, drivers aged 65 and above emerge as the primary offenders in crashes, making up 26% of total incidents, the most by any age group.

When it comes to timing, Fridays tops the list, making it the most accident-prone day, accounting for 16% of weekly crashes. In contrast, weekends are relatively safer. The dangerous hours fall between 1pm and 4pm, highlighting a critical window for caution.

Crash types also exhibit notable patterns. The infamous "nose-to-tail" collisions dominate, responsible for 26% of significant accidents. Following closely are situations where drivers fail to give way, accounting for 19%, and incidents involving parked cars at 17%.

Geographically, Plenty Road in Bundoora, a northeast suburb of Melbourne, is infamously notable for vehicular mishaps, making it Australia's modt notorious road in terms of crash frequency.

Leah James, AAMI’s motor claims manager, pointed out, “The top crash spots in each state and territory are notoriously known for accidents. They are mostly busy roads or key thoroughfares crossing industrial areas, educational hubs, shopping districts, or central business districts."

“In all states, except Tasmania, the leading hotspot has retained its hazardous reputation for more than half of the past decade,” she adds.

The study’s primary goal, according to James, is to elevate awareness and educate Australians on safe driving practices by identifying the most common times, places, and causes of crashes. “While we've seen myriad changes and technological advancements in vehicle design since the start of our Crash Index in 1994, the Decade of Driving Report unfortunately shows that our driving behaviors have not evolved significantly,” James concludes.

The data underscores the importance of continuous education and adaptation to modern-day driving challenges, amplifying the necessity for vigilance even with advanced vehicle technologies. By addressing the highlighted hotspots and times, drivers can potentially mitigate risks and enhance road safety.

For the complete findings, more details are available in the AAMI's decade-spanning investigation published in their Decade of Driving Report.

Published:Tuesday, 24th Sep 2024
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

Share this news item:

Insurance News

Beauty Therapist Successfully Challenges Insurer Over Flood Damage Claim
Beauty Therapist Successfully Challenges Insurer Over Flood Damage Claim
23 Nov 2025: Paige Estritori
In a significant ruling, a beauty therapist has achieved partial coverage for damages after contesting her insurer's application of a flood exclusion clause. This case underscores the complexities beauticians face when navigating insurance claims related to water damage. - read more
ASIC Intensifies Oversight on Insurance Pricing and Claims Handling
ASIC Intensifies Oversight on Insurance Pricing and Claims Handling
23 Nov 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has unveiled new enforcement priorities for the upcoming year, placing a spotlight on insurance pricing, claims handling, and complaints processes. This move aims to enhance consumer protection and ensure fair practices within the insurance industry. - read more
Melbourne Hairdresser Successfully Claims Business Interruption Due to Pandemic
Melbourne Hairdresser Successfully Claims Business Interruption Due to Pandemic
23 Nov 2025: Paige Estritori
A Melbourne-based hairdressing salon has won a business interruption (BI) insurance dispute after demonstrating that a local COVID-19 outbreak led to a significant decline in revenue, even before government-imposed lockdowns. - read more
Revolutionising Crop Insurance: DAS Unveils Cutting-Edge Data Tool
Revolutionising Crop Insurance: DAS Unveils Cutting-Edge Data Tool
22 Nov 2025: Paige Estritori
Digital Agriculture Services (DAS) has introduced an innovative crop insurance solution in Australia, leveraging machine learning, automapping, and geospatial data to improve policy accuracy. This tool is designed to assist insurers, underwriters, brokers, and loss adjusters by precisely locating insured paddocks and identifying crop types, yields, and other critical details. - read more
Significant Drop in Farm Liability Claims Reflects Improved Safety Measures
Significant Drop in Farm Liability Claims Reflects Improved Safety Measures
22 Nov 2025: Paige Estritori
WFI Insurance has reported a notable decrease in farm liability claims across most categories, including a 75% reduction in falls from height over the past year. This decline suggests that Australian farmers are adopting more effective safety practices, leading to fewer accidents and injuries. - read more


Life Insurance Articles

Life Insurance Essentials: Protecting Your Growing Aussie Family
Life Insurance Essentials: Protecting Your Growing Aussie Family
Life insurance remains one of the most crucial considerations for new parents aspiring to provide a secure future for their growing families. The arrival of a child marks a transformative moment, redefining priorities and responsibilities. At its core, life insurance is a safety net, designed to offer financial protection and stability to loved ones in the event of an unforeseen tragedy. - read more
How Much Life Insurance Do You Really Need? A Family's Guide to Assessment
How Much Life Insurance Do You Really Need? A Family's Guide to Assessment
Life insurance is one of those cornerstones of financial planning that often gets overlooked. Yet, the importance of life insurance in safeguarding your family's future cannot be overstated. It's a robust financial instrument that provides peace of mind, knowing that your loved ones will be financially secure in the event of your untimely passing. This introductory section lays the groundwork for understanding why life insurance is pivotal in your family's financial health. - read more
Understanding Various Life Insurance Types: Which One is Right for You?
Understanding Various Life Insurance Types: Which One is Right for You?
Financial security is one of the most important aspects of modern family life. Ensuring that loved ones are protected and well-supported in the event of an untimely death is a fundamental concern for many Australians. - read more
Life Insurance for Young Adults: Why It’s Never Too Early to Get Covered
Life Insurance for Young Adults: Why It’s Never Too Early to Get Covered
Life insurance might not be at the forefront of your mind, especially when you're young and healthy. However, understanding the essence of life insurance early on can significantly impact your financial future and provide much-needed peace of mind. - read more
Life Insurance for Entrepreneurs: Protecting Your Business and Family
Life Insurance for Entrepreneurs: Protecting Your Business and Family
Life insurance is a financial product designed to provide a safety net for your loved ones and business in the event of your passing. At its core, life insurance aims to deliver financial protection by paying out a lump sum or ongoing payments to a designated beneficiary upon the insured's death. - read more


Start Here

Life Cover Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Knowledgebase
Elimination Period:
The time period between an injury and the receipt of benefit payments from an insurer, particularly in disability insurance.